How-To Tuesday: How To Use Amazon Mom to Score Hot Deals on Diapers

Welcome to this week’s How-To Tuesday post.

By now most of us know that one way to get awesome stockupportunity prices on disposable diapers is to buy them through Amazon’s Amazon Mom program, right? BC readers have asked me to share a bit more about how to make the most of the program. Read on:

What is Amazon Mom?

  • Amazon Mom is an Amazon.com program (Sign up with Amazon Mom here). It’s free. You’ll get an extra 30% off disposable diapers and wipes when you use Subscribe and Save (versus the 15% you save without Amazon Mom).
  • You’ll also receive three months of free Amazon Prime. Amazon Prime usually costs $79 year. It gets you free two-day shipping on items sold by Amazon with no minimum.
  • Amazon Mom members are periodically emailed special savings on baby items. A recent offer, for example, was a coupon code for an extra 10% off toys.

Subscribe and Save Basics

  • Get a rundown of the best diaper prices at Amazon at my weekly Top Diaper and Formula Deals of the Week posts.
  • To buy through Subscribe and Save, select your delivery option (every one, two, three, or six months) and click “Subscribe Now” . You’ll be taken to the sign in page and then the shipping info page. You’ll then set up your payment options. On the order review page you’ll see a place on the right sidebar to enter a promo code. That’s where you’ll type in your Amazon coupon code if you have one or any other coupon code available for your order. This is also the page where you’ll see the extra 30% taken off your total.
  • For each subsequent delivery after the first one, you’ll be charged the going rate for the item. You cannot “lock in” a sale price.
  • You can buy multiples of the same item with Subscribe and save, but you must create a separate subscription for each different item you buy. If you want to buy a new size of diaper, you’ll need to create a new subscription for that, too.
  • Don’t want repeat deliveries of the item? No problem. Just go to  “Manage Subscribe and Save Items” under “Your Account” and cancel the subscription after the first order ships.

More About Amazon Mom

  • You can extend your Prime Membership by a month by purchasing at least $25 in qualified products from Amazon’s Baby department. You can earn up to a year of free Amazon Prime this way. After you make a qualifying purchase, you should get an email that lets you know the status of your Prime membership.
  • You can check your Amazon Mom account details and Prime membership details under the Your Account tab at Amazon.com. Look under “Settings.”
  • [**edited: there are no Amazon coupons right now. We hope they'll bring them back!] You can combine the extra Subscribe and Save with the Amazon one-time use coupon codes that we’ve been seeing in American Baby (free subscription here), Fit Pregnancy, Parenting The Early Years and Parents magazines. The coupons get you 20% off diapers and they’re generally good through the end of the month they’re issued in. There’s no guarantee that Amazon will continue to offer these coupons, but we sure hope they do.
  • If you have a new coupon that you want to use, you’ll need to cancel your subscription and create a new one.
  • The coupon codes begin with a letter, most recently ‘Y’. If you see someone referring to trading a ‘Y’ code, that’s what they’re referring to. In past months, coupons from different magazines have begun with different letters, and you could stack codes with differing letters on the same subscription. A few readers have reported being able to stack two codes that begin with ‘Y’. There’s no guarantee that this will work, for you, but try it.
  • Don’t forget to check Amazon’s Coupon Book before you’ve by. There’s usually a coupon for Pampers there. Just click it to use.

More about Using Coupons

If you need a coupon code, try posting a request for one or trading for one at BC’s Baby Coupon Trading Group or on in the Discussions tab of the BC Facebook Fanpage.

Do you have any Amazon Mom tips that I didn’t include above? Post ‘em in the comments.

How-To Tuesday: How (and How Much) to Save for College

Welcome to this week’s How-To Tuesday post. Today I’ll share a few tips and resources aimed at helping you learn more about college savings.

Note: Saving for your own retirement should come first. To paraphrase one reader’s comment on the BC Facebook Fan page, you can get a loan for college, but you can’t get a loan for retirement. That said, here are some tips and resources to help you learn more about saving for college:

How much will you need?

College costs are rising, and so is the income gap between those who attend and those who don’t. Experts may disagree on the actual amount you’ll need for college, but they all agree on one thing. Start early. From FinAid.org (a great resource):

The sooner you start saving, the more time there’ll be for compound interest to build up a nice college fund for your children. A family that starts saving $10 a week at birth at 4% interest will accumulate $12,663.44 by the time the child turns 17 and enrolls in college. If the family waits until 4 years before college to start saving, they’ll have to save $56.12 a week in order to reach the same goal.

It’s easy to feel overwhelmed by the numbers, but here’s the thing: You don’t have to save for the entire cost of college. Some of the expenses can be paid from savings, some can be paid from your income at the time they’re due, and some can be paid through grants and/or student loans. Fidelity Investments published an article a few months ago that listed recommended setting aside 3% to 9% of what you bring in, based on income level and type of college. You can read a summary of Fidelity’s study here.

Where do you keep it?

Whatever you do, don’t stash the cash under your mattress. We contribute to a 529 plan that my husband’s mother set up for us when my son was born. 529 Plans let you withdraw the money federal income tax-free to pay for qualified educational expenses when the time comes. Many states also offer state income deductions for 529 plans. You can see a state-by-state list here.

There’s a lot more to learn about 529 plans–types, contribution limitations, alternatives to 529 plans, etc.–and I won’t go into them here. Click the links in the resources list below to learn more.

Painless Ways to Save

  • Dump your change into a “college savings” jar. Ask grandparents to do the same.
  • Round up purchases to the nearest dollar in your check register. At the end of the year, transfer the extra money into a savings account.
  • Have your child save a portion of any money received as a gift.
  • Join UPromise (it’s free) and you can earn money for college via in-store and online purchases. Upromise is owned by SallieMae, the college loan folks. Learn more about Upromise here.

Further reading:

Have you started saving for your child’s/children’s education? What are your best college savings tips?

See more How-To Tuesday posts.

New Series: How-To Tuesday

Welcome to a brand-new series here at BC. Each Tuesday I’ll post a “how-to” post aimed at sharing strategies for saving while buying for baby. To kick things off, here’s a list of my favorite “how-to” articles already up at the site. If you have suggestions for topics in the How-To Tuesday series, or if you’d like to submit a guest post along those lines, let me know. Enjoy!

Savings Tips

Shopping Secrets

Gear

Diapers

Nursery / Kids Room

DIY

Misc

Bookmark this post for future reference. You can also access these posts, and others like them, under the “Essentials” and “Shopping Secrets” tabs in the nav bar at the top of the blog.